FOR BUYERS: BUILDING YOUR CREDIT BY RENTING

Times have changed. In the recent past, paying your rent didn’t have any effect on your credit score, good or bad. I came across this article that explains a new system that has been put in place for allowing your rent payments to be used towards your credit score. If you have any questions, please let me know. As an Accredited Buyer’s Representative (ABR®), helping buyers is my business.

Can Paying Rent Boost Your Credit Score? by Angela Colley. Copyright ©1995-2013. NATIONAL ASSOCIATION OF REALTORS® and Move, Inc. All rights reserved. 

Fun Photo Booth Ideas

If you're like me, you like to put a little fun into your family events, or if you own a business, your client events. Check out these 5 ideas for DIY Booths to save time and add a personal touch.

Terry

http://www.thisiskc.com/2013/10/by-audrey-kuether-6/

San Juan & Animas River Fly Fishing trip

WOW!!! What an amazing fly fishing trip, to the Animas River in Durango Colorado for 1 day and to the San Juan River in New Mexico for 3 fishing days. Jim, Dan, Rocky, and I all enjoyed the trip tremendously and look forward to our next one. We all met in Durango Monday and got our fishing licenses for both states (at Duranglers fly shop) and checked in at the Durango Downtown Inn (a pretty good place to stay right on the Animas River). We fished all day long the next day right there in the town on the 7 miles of Gold Medal Water. The flow was nice at about 430 cfs. The fishing was a little tough there but we caught a number of fish, fairly small at 12 inches and less. It was very convenient as the river ran right through town with several public access spots as well as a paved path the whole 7 miles. The river was beautiful along with the recent peaking yellow leaves. I think the best flies we used were the prince nymph, mudler minnow, and woolly buggers.

Then Wednesday we drove down to the San Juan River where we stayed at the Fisheads motel (which included a fly shop, guide shop, and restaurant). We fished a little that night, using rigs that the fly shop recommended and had some minor success on some small rainbow trout.  These flies were size 22 and 24 mostly (I asked for some “larger” 20’s and I was promptly told they didn’t sell any that big!). Then the next day was with guides on the drift boats (2 per boat plus guides, Ron and Mike), where we fished the complete primary section of the river. And of course we were able to fish some very good spots from the boats, as well as wade fish several areas. We had some very good luck this day, with Rocky starting to catch some big ones before Dan and I even got into our boat. Well luck was with us as we all caught some great fish that day (I’m guessing almost 100 fish between us). We got some good pictures although we didn’t end up with many of Rocky and Jim, even though they caught some great fish. The flow here was about 250 cfs, which is on the low end, and pretty crowded for this time of year (although we didn’t have trouble finding fishing spots). Rocky caught the most fish that day using mostly a beta chocolate foam emerger. He really enjoyed bringing in his biggest fish and wasn’t sure what to expect on his first time in a drift boat. Jim also had good luck on that fly along with a black midge. His best moment was catching his big fish in the boat with the guide netting the fish. He was concerned about Rocky being in the back on not catching as many fish but that concern vanished quickly with Rocky’s sore arm. Dan caught a lot of great fish on a big mac and a bead head, and enjoyed watching me take a while to bring in my biggest fish. He was a little disappointed when he lost a really big one before it was landed. For myself, I really enjoyed being in such a beautiful place with some great friends; life doesn’t get much better than this. It was pretty windy a few times, and a little cold as the temps were between 28 – 60 or so. Then Friday we fished on our own at the lower flats and Simon Canyon and had some pretty good luck then too. Dries weren’t working too well for us but Jim did catch one nice rainbow on that last day. Then we ended our great trip on Saturday and headed home. Dan and I flew turbo props from Durango to Denver to home. Rocky also through Chicago and Charlotte, and Jim drove home. What else can I say???

 

Here are a few pictures at the end of this blog. To see all our pictures, go to:

 

All the San Juan Trip Pictures

 

 

 

Kill Creek at Sunrise 9/15/2013

Had a very enjoyable morning at Kill Creek this morning. The weather has cooled off and was perfect. The fishing was a little slow; maybe caught a half dozen small ones. Largemouth Bass and Sunfish (all 9" and smaller). All on a popper. Enjoyed being out there with a friend.

Terry

Fly Club Outing - Lake of the Forest 6-15-2013

We had a great day for fishing and a great lake loaded with fish. This was our annual "one fly outing" with about 16 in attendence from our Heart of America Fly Fishers group. Everyone seemed to catch tons of fish, perhaps the most productive trip out there; largemouth bass, blue gill, sunfish. The weather was great, being mostly cloudy and a little cooler. Then the club provided sandwiches for lunch.

Terry

Free Day in the Park & Free Fishing Weekend

This coming Saturday is the Johnson County free Day in the Park, which also alligns with the state wide free fishing weekend (where you don't need a license). Shawnee Mission Park will be having free admission to the beach (from 10 a.m. - 6 p.m.) and free pedal boat & canoe rentals (from 10 a.m. - 7 p.m.). They will have a "Paws in the Park"  canine water party at the unleash area. There will also be animals from the Ernie Miller Nature Center, along with free GPS unit checkout for geocaching and trail exploration, and free sailboat demonstrations and rides.

Kill Creek Park will also be having similar activities. For more details, go to:

http://www.jcprd.com/special_events/dayinthepark.cfm

Mildale Farm Open House 4-27-2013

I had fun down at the annual Spring Open House at the Mildale Farm, down by Edgerton. The barn is open along with the ponds for fishing. The fishing was pretty good at the close pond this year, although I didn't see any monster size. Charlie joined me later in the morning and we caught a decent number of Bluegill, Crappie, and Largemouth bass. Caught a couple on a popper but most were underwater on bigger flies like the Woolly Bugger. It rained in the early morning but stopped around 9:30 or so and turned out very nice. Wasn't very crouded this year.

Terry

Fly Fishing Arkansas 4-03-2013

It was another great fly fishing trip down to Arkansas last week on the Spring, Norfork, and White Rivers. It was me, Dan, Ron and from out of town, Jim & Rocky. The weather was great the whole time, usually between the 40's and 60's. The trees down there were a little ahead of here, with many budding out and at peak were the red buds, bradford pears, forsythia, and hawthorn. Of course my allergies were going crazy too. And with a sore knee, I did a little less fishing than the rest of the gang. But we all caught tons of fish and had a great time. Wednesday, we fished the Spring River all day, and just hammered them. Thursday we fished the Norfork in some lower areas and did pretty good, although not the numbers from Wednesday. Friday we fished the state park area and did fairly well again in the morning, and then went to the Narrows in the afternoon (and what a caddis hatch!). Last morning we fished Rim Shoals which was slower than usual but we still caught fish. I'd say the best flies this trip were the Wooly, sow bug, scud, midge, dries (especially caddis), and some on bedspread and Jim's egg pattern. The water generation was off everywhere we fished; no problem getting around water release (which is a big change over the last couple of years). Here are a few photos and for the whole trip album, go to:

Complete Album

Terry

Dan's nice Brown Trout

 

 The gang

 

Red buds turning 

Jim with "fish on" 

One of my Rainbow Trout 

 Ron casting

 

Who? 

 Rockster

 

Flyover Innovations' new Blumoo Audio Controller

I think you'll be impressed by my friend's new startup venture. Also make sure to sign up on their Facebook page for a chance to win free stuff.

Video:
http://www.youtube.com/watch?v=jTgL6YUBpu4

Press release:
http://www.prweb.com/releases/FlyoverInnovations/Blumoo/prweb10464920.htm

Web site:
http://www.flyoverinnovations.com

Facebook:
https://www.facebook.com/#!/FlyoverInnovationsKC?fref=ts

Quick Stop at Guy B Park

While I was dropping off a sign at a house up north, I decided to make a quick stop out at that Guy B. Park, just north of Platte City. This was on Friday, 3-15-13, when it was such a nice day got up to 80 degrees. When I got there, one fisherman was on shore and one was on a boat. The water was pretty clear and didn't look too bad, so I tried a little shore fishing up by the dock. Didn't have any luck so I went over to the dam. I was also closer to the guy in the boat and I saw him land 4 fish in about 20 minutes. I was about ready to give up and blame the time of year or the lack of being in a boat when I caught 1 Largemounth, about 14 inches (see picture). So I was quite content with such beautiful weather and decided to call it a day.

Terry

 

Bennett Spring Trout Opener 3-01-2013

Ron and I had an enjoyable but pretty cold Trout Season opener this year at Bennett Spring. They had gotten quite a bit of rain recently and a little bit of snow, which helped drought conditions as well as helped the stream levels. It was 24 degrees on Friday, the opener, and 27 the next day, along with some wind and light snow. That was probably why the opening fisherman count was way down at 1,338 as opposed to the expected 2,300. This was one of the 2 or 3 coldest openers that I've attended. We took pictures at the opening whistle, which was at 6:30 and sounded by local Don Brown who has apparently seen 56 previous openers. There was also some changes in the park by the dam this year, as they opened a new wheelchair ramp and new pier. Later on the opening day when it thinned out, we fished some and probably caught around 16 rainbow trout. The next morning we got out at 7:30 and it was very cold. I got skunked this time, although Ron caught a trout. Most of the Liberty gang made it down as usual, and even managed to canoe the river one day. I'm also working on a short video.
A few pictures are included below and the rest are here:

http://s1189.photobucket.com/albums/z438/flyfishkc/Bennett%203-01-2013/?albumview=slideshow

And a short and crude video:

http://youtu.be/B0U-VpktnOE

Terry

Starting to fish

 

 Don Brown getting ready to sound the Whistle at 6:30

 Ready, Set, Go!

 

Part of the Liberty Gang 

New Wheelchair ramp below dam

Traditional biscuits and gravy breakfast 

 Terry & Ron